If Your Home Was Sold at a Sheriff Sale in Kalamazoo County, You Can Still Recover Your Equity During The Redemption Period.

If you recently saw your home listed in the Michigan Public foreclosure notices or discovered that your property was sold at a sheriff sale, you may believe you’ve already lost your house.

You have not.

In Michigan, after a mortgage foreclosure sheriff sale, the previous homeowner enters a period called the redemption period. During this time:

• You still have the right to  redeem the home 

• You do not have to move out during redemption

• You can still sell the property 

• You can still access your equity

Most homeowners are never told this.

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What Is the Redemption Period in Michigan?

After a sheriff sale, Michigan law gives homeowners 6 months (sometimes 12 months) to redeem the property.

This means the bank does not take possession of the house yet.

You do.

And because you still posess it, you can sell it just like any normal home sale.

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Why So Many Homeowners in Kalamazoo Are in This Situation Right Now

The February 2026 foreclosure notices show a very clear pattern across Kalamazoo County and nearby cities like:

• Kalamazoo

• Galesburg

• Portage

• Vicksburg

• Schoolcraft

Most of these foreclosures are being handled by the same large law firms and mortgage servicers, especially loans serviced by Shellpoint / NewRez.

These are typically:

• Homes purchased or refinanced between 2018–2021

• Loans that went into COVID forbearance or modification

• Payments that increased after modification

• Homeowners who fell behind again in 2024–2025

These are not abandoned homes.
These are not investor properties.

These are owner-occupied homes where families often have significant equity and don’t realize they still have options.

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The Biggest Mistake Homeowners Make After a Sheriff Sale

They wait.

Many people think:

“I’ll figure it out later.”

But waiting is how families accidentally lose tens of thousands of dollars in equity.

Because when the redemption period ends, ownership transfers to the bank and the opportunity to sell disappears.

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Yes — You Can Sell Your Home During Redemption

You do not need the bank’s permission.

You do not need to move out first.

You do not need to pay the loan off before selling.

A normal buyer can purchase the property, the mortgage gets paid off at closing, and you receive the remaining equity.

This happens every month in Kalamazoo County, but most homeowners never hear about it.

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How to Know If You Have Equity

In many of these February 2026 cases, the amount owed on the mortgage is far less than what the home would sell for on the open market.

That difference is your equity.

And it belongs to you — but only if you act before redemption expires.

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Talk to Someone Who Specializes in This Situation

This is not a typical real estate transaction.

This is a very specific window of time after a sheriff sale where homeowners have rights that are rarely explained.

I specialize in helping Kalamazoo County homeowners sell during the redemption period and recover the equity they didn’t know they still had.

If your home was recently sold at sheriff sale, call me. I’ll explain your options clearly and without pressure.

Richard Stewart
REO Specialists LLC
Kalamazoo, Michigan
269-345-7000

https://www.RichardStewart.com/sell

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Frequently Asked Question

Can I sell my house after a foreclosure sheriff sale in Michigan?

Yes. During the redemption period, you still legally own the property and can sell it like a normal home sale. The mortgage is paid off at closing and you receive any remaining equity.