Any HUD-Registered Broker with an Active NAID Can Advertise a HUD Listing — Here's What the Guidelines Say-Richard Stewart gives you permission to share Any of His Listings and Sell Them

One of the most common misconceptions in real estate is that only the assigned listing broker can advertise a HUD Home. According to HUD's own guidelines, that is simply not the case. Here is a breakdown of exactly what the rules say and where to find them.

What Is a NAID — and Why Does It Matter?

A NAID (Name and Address Identification Number) is a unique identifier issued by HUD to qualified real estate brokers. A NAID number is used by HUD to track the payee of HUD funds Joinreal, and it is the key credential that unlocks a broker's ability to work with HUD properties.

To place a bid on a property and sign a HUD Sales Contract, the Selling Broker must have an active NAID. Selling Brokers are required to recertify their NAID yearly through the NAID Portal system. John McLain

The Official HUD Policy: Any Registered Broker Can Show, Advertise, and Submit Offers

This comes directly from HUD.gov — the official U.S. Department of Housing and Urban Development website:

In order to qualify to sell HUD Homes, real estate brokers must complete and sign the SAMS 1111 Broker Application and the SAMS 1111A Selling Broker Certification, and submit these to their local HUD Homeownership Center. Once this has been accomplished, and they have received a HUD-issued NAID, they can show, advertise, and submit offers on HUD Homes. HousingWire

This is not limited to the listing broker or the Asset Manager's designated agent. Any broker who is properly registered with HUD can sell HUD homes. Real Estate Bees

How to Become HUD-Registered

The Broker of Record must be HUD-registered with an active NAID number for all related licensees to be eligible to show and bid on HUD properties. Xara

For associate brokers and sales agents: once the Principal Broker has registered, they can register on HUDHomestore using the Principal Broker's NAID and their own real estate license number. Join Real

The required forms are:

• SAMS 1111 — Broker Application
• SAMS 1111A — Selling Broker Certification (referenced in HUD Handbook 4000.1)

Both are available at www.HUDHomestore.com.

Key Reference Points

Bottom Line

You do not have to be the assigned listing broker to advertise a HUD property. As long as your brokerage holds an active, annually recertified NAID, you have the right under HUD guidelines to advertise HUD listings, show them to buyers, and submit offers on their behalf. The authority comes from your NAID registration — not from being the listing agent.

If you have questions about getting your NAID or working with HUD homes, contact your local HUD Homeownership Center or visit HUDHomestore.gov.